FREQUENTLY ASKED
QUESTIONS

FREQUENTLY ASKED QUESTIONS

  • - Be a Canadian Citizen
  • - Be paid by direct deposit
  • - Be 18 years old and over
  • - Have a steady job (3 months minimum)
  • - Have a low ratio of NSF
  • - Earn at least $1200 /month
  • - Have a low ratio of payday loans

We do not accept the following:

  • - Welfare
  • - CPP
  • - Private pension
  • - Student loan
  • - Self-employed
  • - Child tax
  • - Disability (odsp, aish ...)
  • - Other insurance income

Yes, an active account at a Canadian financial institution is required.

If your file is approved before 10:30AM EST, you should receive your money before the end of the day.

  • - Have an un-discharged bankruptcy or a consumer proposal ongoing
  • - Not having a steady job
  • - Required documents are incomplete or incorrect information
  • - Too many non-sufficient funds on transactions

No, only people paid by direct deposit on recurring dates are eligible.

  • - Staples
  • - UPS stores
  • - Shoppers Drug Mart
  • - Rexall
  • - Post offices
  • - Convenience stores

We offer :

  • - Annual interest rates of 23% (APR)
  • - In case of default, the interest rate on the remaining loan is 1.74%
  • - NSF fees : $48
  • - In some cases, it might be possible to delay a payment for an administrative fee of $28
  • - Minimum length of repayment term : 3 months
  • - There is a surety fee applicable on the loan
Apply Now

OR APPLY
BY PHONE

1-866-214-0079

One of our agent will pass through the process with you step by step.

OR CONTACT US
BY EMAIL