Top 10 Budgeting Apps You Need To Download Today

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Do you like to sign up to receive your statement by email? Does the thought of having no more bills lying around and no more late statements when you are out of town make you feel more at ease? If so, budgeting apps may be for you.

Nowadays, many people are moving toward managing their finances with a swipe, instead of traditional methods like using forms and signatures. With technology, you can check your finances anytime and anywhere. Below you’ll find the 10 best budgeting apps to help support your every money-making move!

HERE ARE THE TOP 10 BUDGETING APPS THAT YOU NEED DOWNLOAD TODAY:

YNAB

YNAB (which stands for You Need A Budget) allows you to connect banks, credit unions and institutions. You can also add your credit cards and set up goals for you to pay it. You can monitor where your money goes in order to pay off your bills. Moreover, it focuses on budgeting the money you have and not what you could have in a few weeks.

It also provides the flexibility to modify your budget due to uncontrollable things that occur in life. Also, if you are working on a side gig, you can set up budgets for specific projects too. This app has many videos, books and daily workshops that can help you learn how to manage yourself financially!

Personal Capital

This app helps you budget and gives you a deep overview of your finances. It also has a tool called Fee Analyzer, which helps you see all the fees you are paying towards your retirement plan. In addition, if you have more than $100,000 to invest then you can sign up for their Wealth Management plan where you will be paying a 0.89% annual fee, but you will always have access to a financial advisor. Having a guide isn’t always necessary when you are a small potato investor, but when you have a large sum at risk, you will really want to make sure that you are on the right track.

Wally

The best things in life are those you don’t have to pay for and Wally confirms that. This totally free app is great for people who are always on the run, but love being organized. This app permits you to take photos of your receipts and will automatically enter them into the app. By performing numerous calculations with the help of Wally, you will quickly see how you are spending your money.

CountAbout

This app is very user-friendly and can be shared amongst six family members. If you just want an app for basic budgeting features, then you can sign up for the Basic plan at $9.99 per year. However, if you want to be able to download banking cards and perform other financial transactions, you’re better off going with the Premium Plan at $39.99 a year. If you have a business and need invoicing functions, then you can pay another $60.00 a year for the whole package.

Mylo

Mylo rounds up your purchases and invests the spare change from them. This feature will help you to notice how every penny counts. You will have big returns without having to completely change your spending style. You will be investing while you are spending. Another great thing about this app is that you are the one who chooses your round-ups and your registered manager will help you achieve your financial objectives based on your choice. You can choose many financial objectives like emergency savings, a retirement plan and even luxurious goals like traveling. The bright side of it all is that it only costs $1 per month!

Mint

This free app is easy to use and allows you to connect with your bank accounts. You can track all of your withdrawals, deposits, and payments through this app. In addition, you can set up notifications to remind you to pay your next bill. Another great feature is the charts that they have to show your weekly expenditures. You will have a visual of all your expenses and this will help you to see the areas you should cut down on. Many will say that they already have most of these features with their bank application, however, when you have several accounts at different financial institutions, it can be beneficial to merge all of those accounts into one convenient place.

Spendee

If you want to track your expenses daily, weekly or even monthly, then Spendee is for you. You can also combine your bank accounts and credit cards onto the app and skim through your transactions. This app has a variety of different categories that will show you where all of your money goes. Another awesome function is that it allows you to enter your expenses in different currencies if ever you are traveling and want to budget yourself abroad.

Expensify

If you are a business owner and you struggle with managing your finances, then you should consider downloading Expensify. This can help you with daily receipts, but also with your employee-initiated expenses. Also, they have a feature called SmartScan, which tracks everything for you instead of having you manually enter it. This saves a lot of time and is more accurate. From tracking your business expenses to converting currency, this app can help you budget just about anything! To add, as much as technology is accurate and quick, it is sometimes unreliable because unexpected events can cause you to lose important information. This app lets you set up a web account where you can upload your information for backup.

Wave Receipts

Likewise to other previously mentioned ones, this is a great app for budgeting personal and business-related expenses. What’s different about this one is that it’ll record the date, time, location, and amount paid on all of your purchases or payments. This can come in handy sometimes, especially when you need to refer back to your payment history record. Just type away and you will find what you are looking for in seconds!

PocketGuard

This app has a perfect name because it’s exactly that—a guard for your pocket. Its features will help you track bills and make sure that you know about any upcoming payments. In addition, it helps you create a budget by looking at your spending history. This way it will make sure that you don’t under or overestimate your budgeting capabilities. PocketGuard even goes above and beyond other budgeting apps— it warns you if there are any suspicious fees or charges to your accounts.